Featured Programs:

 "Arizona Home Buyer Solutions" Down Payment Gift Program

• As low as 1% down Payment!
• Program provides up to a 2.5% "gift" to homebuyers utilizing the 3.5% down FHA first mortgage.
• Down Payment requirements as low as 1% of sales price. (after the gift)
• The 1% to 1.5% down-payment can also be a gift from a family member, employer or union.
• Expanded income limits for each county.
• Seller can contribute up to 6% for buyers closing costs, prepaids and interest rate buydowns.
• Low competitive interest rates.
• Flexible loan approval guidelines.
• Not limited to first-time homebuyers.

"Extreme Makeover" Remodel Home Loan For Purchases and Refinancing

• Purchases or refinancing
• Include the acquisition cost (or current loan balance) PLUS the costs of the upgrades and/or repairs.
• Use the value of the home including all the remodeling before the work is completed.
• Can borrow up to 110% of the appraised value.
• Can include cosmetic upgrades or additions, appliances, landscaping and energy efficiencies.
•  Low FHA interest rates and easy FHA qualifying.

"Prime Choice" No-Down Payment USDA Guaranteed Loan Program

• Targeted outlying areas of Phoenix and surrounding areas
• No Down Payment!
• Low special interest rates
• Flexible qualifying guidelines
• No Monthly Mortgage Insurance
• Seller can contribute up to 6% towards closing costs
• Not limited to first time homebuyers
• Many areas qualify that would surprise you

Full Service Lending For Our Borrowers:

•  Conventional Loan Programs
  • Fixed Rates Loans
  • Adjustable Rate Loans
  • Interest Only Loans
• Government Loan Programs
  • FHA
  • VA
  • Farm-Home-Loan (USDA)

• Reverse Mortgages
• Commercial Loans
• Construction Loans
• Lot Loans
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• Commercial Lending - Capital Advisors:

  The Lending Company’s commercial division provides global financial services for a diverse array of real estate and business projects that require unconventional financing options where attention to the special circumstances of our preferred clients is paramount.

  From five-star resorts, marinas, assisted living facilities to gas pipelines, your experienced and knowledgeable capital advisors at The Lending Company recognize the importance of complete transparency and attention to detail in structuring a loan program that funds. Our unique lending program has made The Lending Company a leader among commercial lenders. 
   

• Proprietary Credit Restoration System to help raise your credit scores!

• Loan Modification Services - Are you upside-down in your current mortgage?